Icredit Loan App Review [year] (Legit or Scam)

Icredit loan app is one of few loan providers that grant loans to interested Nigerians. Due to the economic state of the country, there has been a rise in the demand for loans. Icredit loan app and other loan providers have helped empower some Nigerians financially.

However, some people have been asking questions if icredit is a legit platform or a scam. The main aim of this article is to give full details on icredit loan app review.


A Summary of Icredit Loan App

Icredit loan app is a loan provider that functions solely online here in Nigeria. It is a platform that offers from N1,000 to N50,000 in just a matter of minutes at best. The amazing thing about the whole process is that you can get access to this service using your mobile phone.


However, you should keep in mind that the amount you are likely to get depends on your credit score. This credit score evaluation can be gotten, using the information provided by your mobile phone.

What are the Types of Loan Made Available in Icredit Loan App


The icredit loan app offers various types of loans, they are:

  1. Travel Loans
  2. Direct Personal Loans
  3. Medical Loans
  4. Mortgage Loans
  5. Mini Money Loans
  6. Car Loans
  7. Loans on two wheels
  8. Credit Card Loans
  9. Mobile Phone Loans
  10. 10 Loans against guarantee
  11. Sustainable Consumer Loans

Related: imoney loan app review (legit or scam)


How Do I Download the Icredit Loan App?

You can download the icredit loan app on both Android and iOS. Here are the needed steps to download it:

  1. You can get it on Google Play or Playstore app. Then search for icredit loan app on the search bar.
  2. Wait for it to load. It would show you various results, choose icredits loan app.
  3. Click to install on the explicit page of the icredit loan app.
  4. Once you are done installing, open the application and register.

How to Apply for an Icredit Loan

To apply for an icredit loan, here are the few steps required:

  1. Firstly, download, install, and register on the icredit app as discussed earlier.
  2. Login into your account and fill in the required information, then click submit.
  3. Click on apply for a loan, then follow the on-screen prompt shown.
  4. You would get the loan depending on the feedback gotten from your credit score estimation. The money would be deposited into your bank account in a few minutes.

What is Icredit Loan Interest Rate?

The interest rate is dependent on your personal data. However, the general evaluation is from 5% to 30%, monthly.

What is Icredit Loan Eligibility Benchmark?

You have to fulfill some requirements before you can be considered eligible for a loan:

  1. You must have an authentic source of income
  2. You must be an identified citizen of Nigeria.
  3. You must be 20 years at least and not more than 60 years.

Is Icredit Loan App Legit or Scam?

The Icredit loan app is an authentic platform that provides loans to interested Nigerians so far you followed their rules. Just make sure you pay at the agreed time to avoid penalties.