Many people have been asking to know how they can unblock their Zenith bank account in a situation where it was blocked previously. If you notice that your bank account was blocked or restricted by Zenith Bank, there is no need to fret, as the process of unblocking and unrestricting your bank account is very easy. All you have to do is follow the guidelines, and you are good to go.
There are many reasons why people’s bank accounts get restricted, and most times, those restrictions are not from Zenith Bank. Individuals restrict their bank accounts in cases where they lose their ATM card to prevent scammers from getting access to their accounts.
Zenith Bank can also restrict your account if they notice any fraudulent act; however, this is the much they can go as they do not have access to the money deposited in your account. The government can also order the restriction of your bank account if you disobey the government’s rules.
Is your Zenith Bank Account restricted, and you don’t know how to unblock your bank account? You made it to the right post. In this article, I will go into detail on everything you need to know about how to unblock Zenith bank account.
How to Know Your Zenith Bank Account Has been Restricted
People’s account gets blocked and restricted for various reasons and there are obvious signs that shows your account is under restriction. Below are signs to know if your Zenith Bank Account was restricted:
1. If you are unable to make USSD transfers or other transfers.
2. If you are unable to withdraw cash from ATM; especially if you see information showing that your account has been restricted.
3. If you are unable to use the Zenith Bank app available on your phone.
4. Allotment of checks and input of deposits into your account.
Reasons Why Your Account Might Have Been Blocked/Restricted
There are many reasons why people’s accounts have been blocked and restricted. This can be from their choice or by the measures set by Zenith Bank to curtail any fraudulent act. Below are some of the reasons why your Zenith bank account was blocked:
1. If you have a huge amount of money in your bank account, withdrawing all of it at once from an ATM might lead to instant restriction.
2. If you are using a Student bank account, there are limited amounts that you can receive one-time and if it exceeds that, your account might get restricted.
3. If you continuously provide a wrong answer to a question that secures your bank account, your account might be restricted. This includes inputting the wrong PIN continuously.
4. If there are reports that link you to any fraudulent act, your account can get restricted.
5. The government also retains the right to restrict your bank account if you disobey the laws as a means of punishment.
How To Unblock Zenith Bank Account
Most of the restrictions placed on the bank account are only meant to last for a while. So, if you wish to unblock your bank account, there are ways to go about it. Below are ways to unblock your bank account:
- Use your bank app to chat with one of the bank’s representatives and tell them what the problem is, and they will walk you through the way of how to fix your restricted account.
- You can also physically visit any branch of Zenith Bank and have the workers fix the issues for you. They would explain the reasons your account got restricted and how to go about it.
- If your account was restricted due to receiving or having more than the required money in your account, your best bet is to get your NIN registration card and other documents ready while visiting the bank.